The Life and Health Agent Combo is the course you will need to obtain the Life, Accident, Health and Sickness Agent-Producer licenses. This license is required to sell life insurance, annuities, endowments, disability insurance, health related insurance and memberships in an HMO (Health Maintenance Organization). This material prepares you for the State's Life, Accident, Health and Sickness Agent-Producer exam.

A licensee is a person authorized to act as a "life and health agent" which allows them to transact insurance coverage on human lives, endowments, annuities, accidental death, disability income, sickness, accidental bodily injury, as well as Long Term Care and Medicare Related insurance.

The Life Only Agent License is the necessary credential to engage in the sale of life insurance, including endowments, annuities, and related financial products. This license empowers individuals to provide essential coverage and financial security for their clients. This preparatory material is designed to help you succeed in the Life Only Agent License examination.

A licensee holding the Life Only Agent License is authorized to specialize in life insurance, endowment plans, annuities, and other life-related insurance products. This certification equips you to effectively assist clients in securing their financial futures and achieving peace of mind through life insurance coverage.

The Property and Casualty Agent-Producer Combo is the comprehensive course you need to obtain the Property and Casualty Agent-Producer licenses. These licenses are essential for individuals who want to sell property insurance, such as homeowners, renters, and business property insurance, as well as casualty insurance, which covers liability for accidents and injuries. This material is designed to prepare you for the Property and Casualty Agent-Producer state examination.

A licensee holding the Property and Casualty Agent-Producer Combo license is authorized to transact insurance coverage for property and casualty, including homeowners, renters, business property insurance, and liability insurance. With this certification, you'll be well-equipped to help clients secure their assets and protect themselves from potential financial losses due to property damage or liability claims.

The Personal Lines Agent License is a fundamental qualification for individuals specializing in personal lines insurance. This license is essential for those who aim to assist individuals and families in obtaining insurance coverage for their personal assets and belongings. Personal lines insurance typically includes coverage for homes, automobiles, personal liability, and personal property.

A licensee holding the Personal Lines Agent License is authorized to focus exclusively on insurance products designed for individual consumers. These insurance products are tailored to protect personal assets and provide peace of mind to policyholders. With this certification, you'll be well-prepared to provide expert guidance and support to clients seeking insurance solutions to safeguard their homes, vehicles, and personal belongings, helping them secure their financial well-being and protect what matters most to them.